Life as we know it has changed dramatically during 2020. As the coronavirus spread across the United States, cities and states issued shelter-in-place orders to slow the spread of the coronavirus and prevent healthcare facilities from being overwhelmed by critically ill patients. In May, when states started to reopen, Americans began to return to work …
The S&P 500 Index flirted with closing above 3,000 yesterday, even as much of the economic data is some of the worst we’ve ever seen in our lifetimes. We are often asked how this is possible. The reality is the double backstop of historic fiscal and monetary policy combined with optimism over a potential vaccine …
How many password-protected accounts do you have? If you keep mental inventory, use a password manager, or have a written record of your passwords (which is not recommended by anyone), take a quick count. You’re likely to find you may have some or all of the below types of accounts: Email accounts Online bank accounts …
How times change! In 1940, half of Americans finished their education in eighth grade. College degrees were relatively rare. Just 6 percent of men and 4 percent of women had one.1 During the past 80 years, college has become far more popular. As interest in higher education grew, America’s network of colleges and universities expanded. Oxford …
College is Coming – Have You Started Saving Yet? Read More »
MarketWatch By Alessandra Malito Published June 3, 2019 Defined benefit pensions, which are not as common in the private workforce anymore, were similar to an annuity, in that they provided guaranteed income. “Certain types of annuities utilized in retirement plans can replace the void left by the demise of traditional pensions,” said Byrke Sestok, president …
Nerdwallet By Amrita Jayakumar Published May 10, 2019 Two strategies to pay off debt include the debt snowball and debt avalanche. With snowball, you pay off debts from the smallest amount to the largest by taking care of the little one first, while paying minimums on the others. Once it’s paid, you roll what you …
How to Break Free of Debt Without Paying a Price Later Read More »
GOBankingRates.com By CameronHuddleston Published May 3, 2019 Talk to an Advisor About Whether You Can Afford to Retire Before you retire, you need to figure out whether you can afford to stop working. “Many people get to the age they have picked for retirement and just proceed to notify their employer and proceed right along,” …
10 Tough Conversations You Need to Have Before You Retire Read More »
Life and Money by Citi By Kate Ashford Published January 17, 2019 Do I have enough insurance? (And the right kinds?) Many people under 40 are meeting some of their insurance needs through group benefits at work, says Byrke Sestok, a financial planner in White Plains, NY. But many also take what’s offered without adding …
A Good Financial Checkup Starts with the Right Questions Read More »
Lendingtree By Casey Hines Published: November 26, 2018 If your credit score has jumped since you took out your mortgage, you may want to see if you can qualify for a better interest rate. “I think that if you were in the 600s and you get your credit score up above 750, it’s probably worth …
insurancenewsnetMAGAZINE.com By Steven Morelli Published: November 2018 “Most people don’t really know what their risk tolerance is until risk actually hits,” Sestok said, adding that good risk analysis software can yield surprises for advisors and clients. “You’ll find people who think they’re aggressive investors may not be able to tolerate more than a moderate style …
Holistic Tech: The future of advising is holistic tech Read More »
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