Bill Brancaccio

Understand the Stages of Change to Make Your Resolutions Stick

If you have trouble keeping your New Year’s resolutions, you may benefit from taking a more scientific approach. In the late 1970s, researchers studying the experiences of smokers to learn why some were able to quit on their own and others needed further treatment found that people move through varying degrees of readiness when changing …

Understand the Stages of Change to Make Your Resolutions Stick Read More »

A Beginner’s Guide to Tax-Smart Retirement Withdrawal Strategies

For many, retirement is the phase of life to kick back, relax, and enjoy the fruits of years of working and saving. However, financial decisions before and during retirement can significantly influence our quality of life and tax liability. Therefore, employing tax-smart retirement withdrawal strategies may help you maximize your retirement nest egg. Here are …

A Beginner’s Guide to Tax-Smart Retirement Withdrawal Strategies Read More »

Tips for Talking to Your Kids About Your Finances

Many parents may find it uncomfortable, or even believe it is unnecessary, to inform their children about personal finance matters. Yet, communicating openly with your family members can help to reassure them about your financial and health care wishes. This may also ease the decision-making process for your family in many important areas. As time …

Tips for Talking to Your Kids About Your Finances Read More »

How Emotional and Behavioral Barriers May Impact Your Investing Decisions

Ah, Money. The word leaves you with a positive or a negative feeling when you hear it. The feeling we get from money, and investing, has deep roots inside our emotions, although we may not understand why. Behavioral science explains why we make our investment decisions and how we emotionally react to them. Behavioral science …

How Emotional and Behavioral Barriers May Impact Your Investing Decisions Read More »

4 Tips for Building a Strong Professional Relationship With Your Financial Professional

Choosing a financial professional is a major decision. Finding someone you trust enough to manage your money and your future may feel like a nerve-wracking choice. Fortunately, by doing some preliminary research and asking tough questions, you might find someone who is a decent choice. Here are four tips to help you build a strong …

4 Tips for Building a Strong Professional Relationship With Your Financial Professional Read More »