As you near age 65, you may start to think about Medicare. How do you sort through your coverage options? When (and how) do you enroll? And what if you have other health insurance? Here is some information to help you when it’s time to make decisions about Medicare. Medicare coverage basics Medicare, the federal …
One silver lining in the current bear market is that this could be a good time to convert assets from a traditional IRA to a Roth IRA. Converted assets are subject to federal income tax in the year of conversion, which might be a substantial tax bill. However, if assets in your traditional IRA have …
In 2022, U.S. inflation hit a 40-year high, with prices for food, housing, gasoline, and other key staples increasing by nearly 10% over the previous year.1 During these uncertain times, stocks have continued a roller-coaster ride that has given heartburn to financial professionals and investors alike. For retirees and seniors on a fixed income, the true …
In golf, as in finances, there are a few rules of thumb that may improve your game: keep a level head, avoid traps, practice before trying something new and stay the course. Applying lessons from the golf course to your financial life and vice versa may help you improve your game in both arenas. Here …
3 Golf Tips to Keep Your Retirement Plan on Course Read More »
A life insurance policy is part of financial planning. Life insurance is there to help ease the financial trauma that comes with the loss of a spouse, parent, or partner. As you encounter different events in your life, you may need to review your policy and make changes. Here are five life events that may …
5 Life Events That Impact Your Life Insurance Needs Read More »
With a volatile stock market, the Fed Funds rate near zero, and inflation the highest since 1982, some may seek an investment that can protect their purchasing power and limit their market exposure. A-Series I Bonds are appropriately named since the ‘I’ stands for inflation and are a strategy that investors use during a low-rate, …
I-Bonds and Inflation: Why These Bonds May Be Suitable for You Read More »
Marketwatch By Alessandra Malito Published: May 26, 2022 “This year there is a lot more to consider and it depends on whether you need the money or are taking it because you are forced to do so,” said Byrke Sestok, a certified financial planner and president of Rightirement Wealth Partners. “Smart investors should have …
Withdrawing from your 401(k) or IRA in a down market? What you need to know Read More »
GoBankingRates.com By Cameron Huddleston Published: May 23, 2022 “No one gets rich by saving in the bank,” said Byrke Sestok, a certified financial planner and president of Rightirement Wealth Partners in White Plains, New York. “If you have 30 years before retirement and 30 years during retirement, then you have the time to participate heavily …
How To Turn Your $50K Salary Into a $1M Retirement Fund Read More »
CNBC By Kate Dore, CFP Published: May 3, 2022 “For my wealthy clients, this is a cooler place to park their cash reserves,” he said, explaining how higher earners may have cash handy for future opportunities. “For lower net worth clients, it’s an investment decision.” Read Full Article Content in this article is for general …
Here’s where I bonds may work in your portfolio, according to financial advisors Read More »
MarketWatch By Alessandra Malito Published April 1, 2022 “If she’s able to cover the mortgage and other expenses from cash flow from pension and Social Security income then she should avoid taking that large taxable distribution,” said Byrke Sestok, a Certified Financial Planner of Rightirement. Read Full Article
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