Each year, Presidents’ Day is celebrated on the third Monday in February, paying tribute to George Washington, Abraham Lincoln, and the other U.S. presidents who helped create this country and allowed it to thrive. But while the earliest presidents were responsible for shaping U.S. democracy, it’s the presidents of the last 100 years who have …
3 U.S. Presidents Who Still Influence Your Retirement Planning Today Read More »
On December 20, 2022 SECURE Act 2.0 was signed into law. It’s primary objectives are to increase Americans’ retirement savings, reduce costs for employers who start new workplace retirement plans, and to promote utilization of Roth Retirement Accounts. Here’s what most Americans need to know about the bill. Required Minimum Distributions from IRAs and other …
Most types of financial accounts allow you to designate a beneficiary, from checking and savings accounts to life insurance policies, 401(k)s, IRAs, pensions, and trusts. But when was the last time you looked at your beneficiary designations across all your accounts? Do you know which of your accounts have beneficiary designations and which ones do …
Small business owners are different from the average hourly employee in a lot of ways. One often-overlooked difference is how they plan for retirement. Although small business owners may offer a classic 401(k) for their workers along with other benefits such as insurance and other perks, such a plan may not be the right option …
5 Types of Retirement Plans for Small Business Owners Read More »
In case you missed it, the price of most things we consume has increased considerably over the past year. From September 2021 to September 2022, inflation was up 8.2%; the good news is this was lower than August’s year-over-year inflation of 8.3%. November’s inflation print came in at 7.1% lower than the expectation of 7.3% …
Setting goals for a new year can feel overwhelming. We all know that resolutions don’t last, but we also feel the energy that comes with a new year of possibilities. Here’s a clearer path for setting and reaching your goals. Many of us love complex processes. Intricacies of a large spreadsheet really get our brain …
Change may be difficult, especially when you try to change your financial habits. The process might be easier if you take an incremental approach. Do you want to get on top of your finances this year? Are you looking for ways to improve your fiscal health? Here are 12 financial resolutions to consider. Work on a …
Your Financial Fresh Start: 12 Resolutions in 12 Months Read More »
Philanthropy today is different than it was in the past. It was once common for donors to distribute their wealth through smaller grants to numerous organizations. Over time, best practices for charitable giving have evolved, and wealthy individuals are instead taking a greater interest in and even taking part in the organizations. Because of this, …
Creating a Legacy of Change through Charitable Giving Read More »
Americans donate billions to charity annually. If you give to charity, you need to know about one of the best tools to facilitate generosity: Donor-Advised Funds (DAFs). DAFs date from the 1930s but did not become popular until the 1990s. DAFs act as vehicles for receiving gifts, often of appreciated stock, and then distributing cash …
The fourth quarter holidays are often seen as one of the prime times to take out your checkbook — not only do many charities put in extra efforts helping others this time of year, but donating is also a smart financial move. Giving to a charity before the end of the year can help reduce …
5 Do’s and Don’ts for Charitable Giving During the Holidays Read More »
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